In order to properly determine whether a mortgage loan modification is appropriate for your situation a variety of factors must be considered. To effectively evaluate your situation the following documents are required.

Required Loan Modification Documents

1. 2 most recent complete bank statements including checking and savings accounts
2. 2 most recent pay stubs
3. 2 most recent state and federal tax returns
4. 2-page handwritten hardship letter
5. Most recent statements of any investments or retirement accounts
6. Copy of deed of trust from each mortgage loan
7. Copy of homeowner insurance policy and property tax bills
8. Any notices of default or pre-foreclosure
9. Copy of Driver’s License