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Mortgage Oklahoma | 100% Mortgage Financing Oklahoma | 100% RD Home Loan

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Oklahoma USDA Mortgage Information

Most people don't even know that the USDA (United States Department of Agriculture) offers a zero down home mortgage.

The Oklahoma USDA rural mortgage program is another government sponsored home buying program. Like FHA and VA, USDA DOES NOT originate the mortgage, you get a USDA mortgage through a lender like us!

Basic highlights of Oklahoma USDA mortgage program:

Zero Down 100% Financing
One Loan at a 30 Year Low Fixed Rate
Low Monthly Mortgage Insurance (PMI) Insurance required
No cash reserves required (money in the bank not required)
Single Family Homes only (can't purchase duplexes, apartments, ect.)
No mobile homes
No "fixxer-uppers" (standard homes in working order)
Flexible credit requirements (similar to FHA, minimum: 620 credit score)
Closing Costs,1st years Home Insurance and Taxes can be rolled into the loan.

Income Restrictions: Rather than having a loan limit, USDA has household income limits, which vary by county and household size. For most counties in Oklahoma the Max Household income limits are as follows: 1-4 Person Households $73,600 5-8 Person Households $97,150 Click here check your USDA income restrictions in your area.

Location Restrictions: USDA home loans are not for the "big cities" but most surrounding areas qualify. Click here to check qualifying areas in Oklahoma.

If you qualify for an Oklahoma USDA mortgage, many times it can be a more attractive mortgage program than & FHA Mortgage! You can also use the 100% financing provided by the USDA in combination with the Government First Time Home Buyer Tax Credit.

**Even though most USDA lenders are not currently funding USDA Mortgages, ZFG Mortgage is still offering this product**

Click Here To Apply Now for a "FREE" Pre Approval

"Recent Segment on CBS News on 6 Tulsa On ZFG Mortgage and the 100% USDA Home Loan"

ZFG Mortgage Oklahoma

6670 S Lewis Ave Suite 200
Tulsa, Oklahoma 74136
Toll Free 1-877-205-7266 | Fax: 918-459-6535

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