Most home buyers are not aware that the USDA (United States Department of Agriculture) offers a Zero Down Home Loan. The USDA Rural Development Mortgage/RD loan is another government sponsored home buying program to promote homeownership, especially to 1st time home buyers. Like FHA and VA you do not obtain a USDA Home Loan directly through the USDA in most cases, you get a USDA mortgage through a lender like us! If you can qualify for a USDA mortgage, in most cases it can be a more affordable loan option then the FHA Mortgage. Click Here to Apply Now
Basic highlights of USDA Home Mortgage program:
Check USDA Mortgage Program Eligibility:
Max Yearly Income Restrictions: Rather than having a loan limits, USDA has household max income limits, which vary by county and household size. For most of the counties in Oklahoma the Max Household income limits are as follows: 1-4 Person Households $74,750 5-8 Person Households $98,650.Click here. Check your USDA Income Restrictions in your area.
Location Restrictions: USDA Home Loans have location restrictions. Click here to check qualifying areas in Oklahoma.
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