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Should First Time Home Buyers Get a Zero Down Loan

There are all sorts of home loan programs out there, including zero down, no down payment, or 100% financing mortgages. Buying a home without having to come up with a down payment (usually worth tens of thousands of dollars) sounds like a pretty nice deal. The question is: Is it really a safe mortgage loan? Will it put you at greater financial risk than a traditional loan plus down payment would?  As with most things in life the answer is: it depends. This type of loan program may or may not be a safe venture based on your personal financial circumstances and your motives for wanti...

February 25th, 2014 | 1st time home buyer, 1st time home buyer loan, 1st time home buyer home loan, 1st time home buyer program, 1st time home buyer home mortgage, first time home buyer, first time home buyer mortgage, first time home buyer program, home loan, mortgage, no money down, no money down mortgage, zero down mortgage, Should First Time Home Buyers Get a Zero Down Loan

4 Common Myths Regarding Credit Scores

The terms and rate you are offered on a home loan are very much based on your credit score these days. Your credit score is designed to tell lenders just how risky of a borrower you will be, based on your past history of handling (or not handling) credit. In order to protect your credit and get the best deal on your next mortgage loan, it is a good idea to become credit savvy. A good way to start is by separating the facts from the fiction when it comes to how credit works. Here is some truth: your credit score is a three-digit number, ranging between 300 and 800 and is a calculation ba...

February 21st, 2014 | mortgage qualification process, mortgage approval process, Home Loan Process, home loan, first time home buyer, 1st time home buyer program, credit score, credit score myths , mortgage process, credit score tips, 4 Common Myths Regarding Credit Scores

The Process of Getting a Mortgage

Would you like to understand the mortgage approval process from start to finish Almost all mortgage lenders including ZFG Mortgage follow these same steps. This is a great video for First Time Home Buyers so they can get & idea of what happens on the backend when after the contract is accepted and the loan process starts. by: My New Home from Chase.  

February 5th, 2014 | mortgage process, mortgage approval process, mortgage qualification process, Home mortgage process, Home Loan Process, first time home buyer, first time home buyer mortgage, The Process of Getting a Mortgage

ZFG Mortgage

6670 S. Lewis Ave # 200
Tulsa, Oklahoma 74136

Phone: 918-459-6530

Fax: 918-459-6535

NMLS: 193207