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Why you should purchase a home this year!

If you have been delaying purchasing your new home, Now might be the time to act. According to several different industry mortgage rate surveys, rates will be even higher by the time 2015 rolls around. This is not the only issue in delaying your potential purchase, home prices are also steadily increasing in most markets. Below you can see & illustration of what this could mean. You will also find the most recent industry rate surveys with the projected rates for the 2nd quarter of 2015.     If you would like to take advantage of the current mortgage rates, Apply o...

April 23rd, 2014 | mortgage rates 2015, mortgage rates 2014, mortgage rate, mortgage rate tulsa, mortgage rates, mortgage Oklahoma, mortgage approval process, Oklahoma mortgage rates , zero down mortgage, mortgage rates tulsa, mortgage Tulsa, first time home buyers, first time home buyer program, first time home buyer, Infographic , home loan, mortgage, buying a home, purchaing a home, Why you should purchase a home this year!

How do 1st time homebuyers get the downpayment

According to the National Association of Realtors 2013  survey of First Time Home Buyers, the most common ways that homebuyers came up with the downpayment needed to buy a home was cutting down luxury spending. Cutting down entertainment spending was close 2nd. Below is infographic breaking down the rest of the items the buyers surveyed cut down on to make there homeownership dreams come true. Even if you are thinking about getting a zero down first time home buyers loan, it is probably very wise to start saving up some reserves to cover any moving costs or closing costs that yo...

March 11th, 2014 | 1st time home buyer, 1st time home buyer home loan, 1st time home buyer home mortgage, 1st time home buyer loan, 1st time home buyer program, first time home buyer mortgage, first time home buyer, zero down mortgage, Infographic , mortgage, home loan, How do 1st time homebuyers get the downpayment

First Time Home Buyers Downpayment Sources

According to a recent NAR (National Association of Realtors) Home Buyers & Home Sellers profile survey for 2013, here are the most common sources First Time Home Buyers used for the down payment on there new home purchases. Looks like savings is still the largest component. What's odd is that 7% of borrowers actually said they received a loan from a friend or family member for the down payment. The bad part of that is that lenders do not allow loans for the down payment... Some borrowers are also taking advantage of zero down programs like the USDA home loan & govern...

March 9th, 2014 | Infographic , 1st time home buyer, 1st time home buyer program, 1st time home buyer home mortgage, 1st time home buyer loan, first time home buyer, first time home buyer program, 1st time home buyer home loan, First Time Home Buyers Downpayment Sources

ZFG Mortgage

6670 S. Lewis Ave # 200
Tulsa, Oklahoma 74136

Phone: 918-459-6530

Fax: 918-459-6535

NMLS: 193207