Jeff Shott

Loan Officer

NMLS# 359672

818-887-7653

jeff@zfgmortgage.com

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Percentage of Millennial Home Buyers Planning to Buy in 2014

Percentage of Millennial Home Buyers Planning to Buy in 2014

Are you a Millennial Home Buyer that's planning on purchasing a home in 2014? According to a recent Plute Group survey of Millennial Home Buyers over 85% plan to purchase a home in the near future. With over 49% planning on purchasing a home within th

Apr 17, 2014 | 1st time home buyer 1st time home buyer program 1st time home buyer loan 1st time home buyer home loan 1st time home buyer home mortgage first time home buyer millennial home buyers first time home buyers

How do 1st time homebuyers get the downpayment

How do 1st time homebuyers get the downpayment

According to the National Association of Realtors 2013  survey of First Time Home Buyers, the most common ways that homebuyers came up with the downpayment needed to buy a home was cutting down luxury spending. Cutting down entertainment spendin

Mar 11, 2014 | mortgage home loan 1st time home buyer 1st time home buyer program 1st time home buyer loan 1st time home buyer home loan 1st time home buyer home mortgage first time home buyer first time home buyer mortgage zero down mortgage Infographic

First Time Home Buyers Downpayment Sources

First Time Home Buyers Downpayment Sources

According to a recent NAR (National Association of Realtors) Home Buyers & Home Sellers profile survey for 2013, here are the most common sources First Time Home Buyers used for the down payment on there new home purchases. Looks like saving

Mar 09, 2014 | 1st time home buyer first time home buyer program 1st time home buyer program 1st time home buyer loan 1st time home buyer home loan 1st time home buyer home mortgage first time home buyer Infographic

Should First Time Home Buyers Get a Zero Down Loan

Should First Time Home Buyers Get a Zero Down Loan

There are all sorts of home loan programs out there, including zero down, no down payment, or 100% financing mortgages. Buying a home without having to come up with a down payment (usually worth tens of thousands of dollars) sounds like a pretty nice de

Feb 25, 2014 | mortgage home loan 1st time home buyer first time home buyer program 1st time home buyer program 1st time home buyer loan 1st time home buyer home loan 1st time home buyer home mortgage first time home buyer first time home buyer mortgage no money down no money down mortgage zero down mortgage

4 Common Myths Regarding Credit Scores

4 Common Myths Regarding Credit Scores

The terms and rate you are offered on a home loan are very much based on your credit score these days. Your credit score is designed to tell lenders just how risky of a borrower you will be, based on your past history of handling (or not handling) credi

Feb 21, 2014 | home loan 1st time home buyer program mortgage process mortgage approval process mortgage qualification process Home Loan Process first time home buyer credit score credit score myths credit score tips

The Process of Getting a Mortgage

The Process of Getting a Mortgage

Would you like to understand the mortgage approval process from start to finish Almost all mortgage lenders including ZFG Mortgage follow these same steps. This is a great video for First Time Home Buyers so they can get & idea of what happens on the

Feb 05, 2014 | mortgage process mortgage approval process mortgage qualification process Home mortgage process Home Loan Process first time home buyer first time home buyer mortgage

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