First Time Home Buyers

first time home buyer | Tulsa, Oklahoma

First-Time Home Buyer Programs
Purchasing your first home can be overwhelming, exciting & even nerve racking. At ZFG Mortgage, our seasoned loan officers understand this. That is also why we have been voted by thousands of Oklahoma 1st-time buyers as the #1 mortgage lender for walking home buyers through the entire home buying process step by step & providing them with a mortgage option that fits their specific needs. Our experienced Loan Officer specializes in First-Time home buyer programs for buyers in Oklahoma, We guarantee to make the processes as seamless as possible for you and your family. Click here to apply for a first-time home buyer loans, or give us a call today at (918) 459-6530 for a Free No Cost or obligation personalized consultation.
Loan Types We Offer for First Time Home Buyers: 
  • USDA Zero Down Home Loan: 30 years fixed rate mortgage minimum score of 580 score or above. Reduced mortgage insurance payment. Has location restriction & max income restriction.
  • FHA Mortgage: 3.5% down payment, No Income restrictions, 580 or above credit score.
  • VA Home Loan: 0% down payment 100% financing.
  • HUD 184 Native American Loan: 2.25% down payment, Must have a tribal card for this loan.
  • No Monthly Mortgage Insurance Conventional Loan: Our Exclusive NO PMI Program offers mortgage financing up to 95% of the purchase price. A minimum credit score of 660 score or above.
  • Down Payment Assistance and Grant Programs: Get grant funds or down payment assistance for the down payment and closing costs. Check your state for specific programs available.                                                                                                               

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